How do I build credit while I'm in college?
During college, you've got a lot on your plate. Managing your finances probably isn't something you have much time for – but with a few simple strategies, you can...
What are tradelines, and how do they impact my credit score?
A "tradeline" refers to any open account that shows up on your credit report. Adding a new tradeline with positive information is one of the most underrated ways...
What red flags do lenders look for on my credit report?
When you apply for new credit, such as auto financing, a credit card, a mortgage, or even to rent a new apartment, lenders and landlords will take a look at your...
Should I freeze my credit?
In order to keep unwanted new accounts from being opened in your name without your consent, you can consider freezing your credit report. (This is different from...
How do I negotiate with collections agencies?
While having an account in collections is challenging, the good news is that most debt collection agencies are willing to work out deals to help you clean up your...
How can I tell if I've been the victim of identity theft?
Identity theft is something you may think won’t happen to you. It’s a problem for people who aren’t careful with their passwords and don’t shred documents, right?...
What should I do to prepare before getting a car loan?
Buying a car with financing is one of the perks of having a good credit score, but trying to figure out the best option can feel like a bit of a nightmare. But...
What's the difference between a hard and a soft credit inquiry?
Credit inquiries happen whenever a potential lender, creditor or individual (even you!) accesses your credit report.
How can I rent an apartment if I don't have any credit history?
When it comes to renting an apartment, your credit score matters. In fact, according to a report by TransUnion, nearly half of all landlords use credit checks to...
Credit 101: What do I need to know about credit?
If you’re just starting out, you may not have a credit history because you don’t have any credit cards, loans or bills in your name. Or it’s possible you have a...
