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Credit Hacks to Build Your Score

The current average FICO® 9 score in the US is 703. That’s well within CreditKarma’s “fair to good” range of low-600s to mid-700s. But whether you’re below this...

Infographic - Rent reporting helps the Credit Invisible

Which Bills Help Build Credit?

Everyone wants to build their credit score. A good score – defined by Credit Karma as anything above about 670 – helps with all of life’s major financial moments....

Infographic - What the Coronavirus Means For Renters

How to Report Rent Payments to Credit Bureaus

This type of reporting is the leading form of so-called alternative credit data. For many people, rent payments are their biggest expense. How to access this...

Ten Fast Ways to Build Credit

Many of us are looking to boost our credit score, and are on the lookout for fast ways to build credit. Thankfully, there are lots of ways to brighten your...

How to Build Credit Without a Credit Card

We need good credit to do a range of important things, from getting a cellphone contract to buying a house. 

How Many Points Does Your Credit Score Go Down for an Inquiry?

Hard Credit Inquiries  Hard credit inquiries, also known as “hard pulls”, are typically performed by credit lenders when you are seeking a mortgage, auto loan,...

Happy National Credit Education Month, Credit Builders!

Some people might argue that more important things take place in March. The start of Spring, for example, or St. Patrick’s Day. Well, they’d be wrong. Your credit...

How to Start Building Credit at 18

Your credit score is one of the most important numbers in your life. It is made up of just three digits, but throughout life it helps you take major financial...

How Does LevelCredit Keep Data Safe?

Many of us are reluctant to input our bank details anywhere online. And with good reason: we all have seen the stories of cybercrime, data breaches and identity...

Do Rent Payments Count Toward Your Credit Score?

Paying your rent on time is one of the most responsible habits a renter can have. However, this positive behaviour – that should serve as proof of your financial...

Does Paying Rent Build Credit?

Here’s the thing: Lots of activities automatically build your credit score - paying your bills on time, settling your debts, keeping your credit utilization low,...

What did 2019 teach us about the rental market?

The typical American renter pays $1,225* per month in rent and utilities. We did some research to discover the other trends and challenges facing the rental...

How Reporting Rent Payments Affects Your Credit Score

The credit reporting and scoring industry is at an inflection point as more and more people find themselves either lacking credit altogether or not getting credit...

Preparing your credit for a future house purchase

Preparing your credit for a future house purchase

Whether it’s spending a lazy Sunday soaking up the sun at Barton Springs or hitting up brunch at local favorite Snooze, Melissa made Austin her home over 10 years...

6 Red Flags That Lenders Look for on Your Credit Report-1-1

6 Red Flags That Lenders Look for on Your Credit Report

Your credit report may not be something you think about all the time, but it becomes top of mind when you need a loan to buy a car or home, or otherwise want...

Why Rent Reporting is a benefit to everyone

Why Rent Reporting is a benefit to everyone

Rent reporting can help consumers increase their credit score.

What counts as a good credit score?-1

What counts as a good credit score?

Your credit score is a number between 300 and 850 calculated from information that’s on your credit report, including things like your payment history, how much...

What is rent reporting, and how can it help my credit score?

What is rent reporting, and how can it help my credit score?

No matter how old you are, building and maintaining a strong credit score can be tricky. But as you know, it’s well worth it, because a good score (700 or better)...

How do I build credit while Im in college?

How do I build credit while I'm in college?

During college, you've got a lot on your plate. Managing your finances probably isn't something you have much time for – but with a few simple strategies, you can...

What are tradelines, and how do they impact my credit score?

What are tradelines, and how do they impact my credit score?

A "tradeline" refers to any open account that shows up on your credit report. Adding a new tradeline with positive information is one of the most underrated ways...

What red flags do lenders look for on my credit report?

What red flags do lenders look for on my credit report?

When you apply for new credit, such as auto financing, a credit card, a mortgage, or even to rent a new apartment, lenders and landlords will take a look at your...

Should I freeze my credit?-2

Should I freeze my credit?

In order to keep unwanted new accounts from being opened in your name without your consent, you can consider freezing your credit report. (This is different from...