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Credit 101 What do I need to know about credit?

Credit 101: What do I need to know about credit?

If you’re just starting out, you may not have a credit history because you don’t have any credit cards, loans or bills in your name. Or it’s possible you have a...

I messed up. How can I get negative information off my credit report?

I messed up. How can I get negative information off my credit report?

As you know, negative information on your credit report, especially late or missed payments and more extreme issues like accounts in collections and bankruptcies,...

What doesn’t affect my credit score?

What doesn’t affect my credit score?

Working on your credit score is a great goal - after all, a strong score opens tons of financial doors for you. Before you set out to raise your credit score,...

What affects my credit score?

What affects my credit score?

Your credit score looks simple on the surface; it’s just a 3-digit number between 350 and 800. Behind your credit score, however, is a sophisticated formula that...

How do I dispute errors on my credit report? -1

How do I dispute errors on my credit report?

You know how important your credit score is to being able to get credit cards, loans and even hired for a job or to qualify for good rates on insurance premiums....

How can I boost my credit score?

How can I boost my credit score?

Creating a positive credit history is essential. A poor credit rating can make it harder to do the things you want to do in life, like open a new credit card...

How much does one late payment impact my credit?-1

How much does one late payment impact my credit?

If you’re worried about how one late payment may affect your credit score, chances are you’re pretty careful about paying your bills on time. But mistakes happen...